SPOTLIGHT
Clover is a one-stop shop for all your POS and credit card processing needs. Small businesses benefit the most because the company grows with you. They also have merchant services, contactless payments, and various integrations.
FEATURES
- Best For : Businesses in need of comprehensive payment processing solutions and top-notch customer support
- Rating : 4.5/5
PROS
Comprehensive payment processing solutions for credit cards, debit cards, and mobile payments
Customizable features and user-friendly interfaces for easy management
Secure transactions with advanced encryption and fraud protection measures
Reliable customer support and technical assistance for prompt resolution of issues
CONS
You have to use Clover hardware with their services.
SPOTLIGHT
Merchant One accommodates businesses of all sizes. They have some of the most competitive prices, and they don't charge termination and PCI Compliance fees. They have state-of-the-art technology that will make your transactions effortless. Ensure you check out their point of sale and e-commerce tools.
FEATURES
- Best For : all kinds of businesses
- Pricing : $6.95 monthly
- E-Commerce Solutions : available
PROS
There are no extra PCI compliance fees; everything is included in the monthly fee.
Merchant One grows with your business
CONS
You have to talk to a representative to get the exact rates on transactions.
SPOTLIGHT
Payment Cloud is the best merchant service for small startups. The merchant service also suits business models that operate in a high-risk industries such as the transport market, e-commerce, and diet programs. Payment Cloud boasts an excellent 98% approval rating zero cost comparison, as well as a quick gateway and account setup. The service also gives NFC, EMV, Swipe and contactless transactions – best for most merchants. Payment Clouds has flexible policies that often appeal to merchants. For instance, you get zero cancellation fees, zero setup fees, and next-day payments. Furthermore, you can also get excellent same-day setup as well as 24/7 live technical customer support. The merchant service is also popular, thanks to its impressive integration with a wide array of business apps, like Shopify, WordPress Woo, BigCommerce and more.
FEATURES
- Best for : New small businesses, merchants and high-risk takers
- Rates : Averaging at 0.30%
- Contract duration : Depends on the size of the company
PROS
Zero application and setup fees
Perfect for high-risk industries
Excellent integration with apps
CONS
Lacks free hardware
Tedious having to call for quotes
SPOTLIGHT
Stax by Fattmerchant has a very high customer satisfaction rate. They are highly recommended for small businesses that want to grow their e-commerce sections. They eliminate surcharging by charging the credit card processing fees straight to the customers.
FEATURES
- Best For : start-ups and small businesses
- Pricing : from $99 monthly
- E-Commerce Solutions : available
PROS
Advanced payment processing solutions
It eliminates the need to work with multiple vendors
CONS
Their services are a bit expensive
SPOTLIGHT
Pro Merchant is an award-winning credit card processing company. They have a personalized support team to help you with any concerns. They can help you set up a thriving online store with multiple e-commerce tools. You can easily set up a merchant account through an application. Zero cost processing option is available for restaurants and retail.
FEATURES
- Best For : high-risk businesses
- Pricing : custom rates
- E-Commerce Solutions : available
PROS
Reliable customer support
Advanced e-commerce tools
CONS
There are no upfront prices on the website
SPOTLIGHT
You don't have to worry about early termination fees and contracts when using Payment Depot credit card processing. They are very transparent with their prices and what the fees cover. Try the starter plan first before you advance. They support mobile, in-store, and online payment processes. They have popular business integrations, including apps like Shopify.
FEATURES
- Best For : established businesses
- Pricing : $79 per month
- E-Commerce Solutions : available
PROS
No cancelation fees
Useful integrations
Competitive rates
CONS
Mostly suitable for high processing volume
SPOTLIGHT
Square is a comprehensive way to manage businesses processes, including digital invoices and billing estimates. The solution collects and accepts payment solutions through online means and app-based solutions. Subsequently, it is an excellent way to save on processes, especially among regular clients in the business. The solution also incorporates digital receipts that help to track operations and appraise performance while keeping tabs with activity, all on the go. The solution does all this for free without paying monthly fees.
FEATURES
- Rating : 8.9
- Common target users : Individuals and basic startups that need basic automation solutions.
- Access and payment integration : common smartphone access and payment through credit cards, Apple and Google.
- Costs : The solution charges around 3% and an additional $0.3 for every payment.
- Free duration : The facility is accessible for extensive use without any monthly charges.
PROS
Automated processing and management of both bills and invoices.
Versatile usage through mobile and app-based access to the solution for business
Free usage without recurring costs and monthly fees.
CONS
There are fewer features and options as compared to the others in the same market.
There are a few challenges in managing invoice features on the user page.